Helping You Grow and Secure Your Wealth

Bringing you team experience, investment philosophy, and a uniquely rigorous investment decision-making process.

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Welcome to Heritage Strategic Wealth, LLC.

At Heritage Strategic Wealth, LLC., we’re dedicated to serving the financial planning needs of families across Central and Southern Illinois, Indiana, and Iowa. As a referral-based Registered Investment Advisor (RIA), we understand the unique financial landscapes of rural America and are committed to building lasting relationships based on trust and a deep understanding of your financial goals. 

We believe that active investment management offers significant advantages, providing a more responsive and potentially rewarding approach than passive strategies. This proactive method allows us to: 

  • Respond swiftly to changing market conditions, helping to protect and grow your wealth. 
  • Seek opportunities to outperform relevant market benchmarks, striving for better returns on your investments. 
  • Maintain a greater understanding of the underlying investments within your portfolio, offering you peace of mind and transparency.

Our Financial Planning Services Include:

We have more to offer for your wealth protection. Our Heritage Strategic Wealth, LLC. services are designed to help you understand some of the foundational philosophies we follow when helping guide our clients through each of their life stages. Let us help you discover the answers to urgent financial planning questions.

  • Tax Efficient Retirement Planning

Retirement dreams vary, from globetrotting to cherished family time. Our tailored plans, featuring income and expense reports, help you achieve your vision. In addition to regular living expenses, it’s critical to account for the two largest and often overlooked expenses: Taxes and Healthcare.

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  • Social Security Optimization

Social Security often serves as the primary retirement income for many families, with approximately 44% of retirees relying solely on it. We can just say our team has helped many families with social security planning. Marital, single, divorced, widowed, WEP, GPO, and more, our team has the experience to help you put the right plan in place.

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  • Investment
    Management

Our client relationships are founded on the cornerstone of tailored portfolio design and continuous management. We adopt an objective, diversified strategy when crafting portfolios, ensuring they align seamlessly with your unique requirements.

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  • Income
    Planning

Beyond Social Security benefits, numerous retirees lack guaranteed income sources, relying instead on employer-sponsored 401(k) plans. Understanding how your 401(k) or IRA account translates into a dependable monthly income is essential. Evaluating other income planning options is also a must.

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  • Tax
    Minimization

While most financial plans address housing, transportation, healthcare, food, and travel expenses, a frequently overlooked but significant retirement cost is Taxes. Our Tax Minimization service helps you to not overlook any potential tax savings.

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  • Estate
    Planning

Safeguard the legacy you’ve built over a lifetime. A truly comprehensive financial plan includes a meticulously crafted estate plan. Without a plan you may expose your assets to costly and protracted probate procedures, not to mention the disputes among your heirs.

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Heritage Strategic Wealth helped us better understand where we currently are, what our financial strengths and weaknesses are, and provided us with a plan to prepare our family for the future.

Wendy - Client